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Founded in 1853 in Hartford, Connecticut, Aetna is an American diversified health insurance company, providing a range of traditional and consumer directed insurance products and related services, including medical, pharmaceutical, dental, behavioral health, group life, long-term care, and disability plans.

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Anthem Blue Cross is a major US health insurance provider and the trade name of Blue Cross of California. Anthem is a subsidiary of insurance giant Wellpoint. Anthem has about 800,000 customers, and has more individual policyholders in California than any other insurer.

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Blue Shield of California is a not-for-profit health insurance carrier founded in 1939 and based in San Francisco, California. The organization serves over 3.4 million health plan members and nearly 65,000 physicians across the state. Blue Shield of California was founded by the California Medical Association.

imgres Cigna is a global health services company, owing to its expanding international footprint and the fact that it provides administrative services only (not insurance) to approximately 80 percent of its clients. The corporate headquarters are located at Two Liberty Place in Center City Philadelphia, Pennsylvania. Cigna also has a major footprint in the Phoenix, AZ metro area running a full-service staff-model HMO with satellite clinics throughout the region.
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Health Net is among the United States of America’s largest publicly traded managed health care companies. The company’s HMO, POS, insured PPO and government contracts subsidiaries provide health benefits to approximately 6.6 million individuals in all 50 states and the District of Columbia through group, individual, Medicare, Medicaid and TRICARE, and Veterans Affairs programs. The company’s subsidiaries also offer managed health care products related to prescription drugs, and offer managed health care product coordination for multi-region employers and administrative services for medical groups and self-funded benefits programs.

imgres Kaiser Permanente is an integrated managed care organization, based in Oakland, California, founded in 1945 by industrialist Henry Kaiser and physician Sidney Garfield. Kaiser Permanente is a consortium of three distinct groups of entities: the Kaiser Foundation Health Plan and its regional operating subsidiaries, Kaiser Foundation Hospitals, and the autonomous regional Permanente Medical Groups. Kaiser Permanente has 8.6 million health plan members, 167,300 employees, 14,600 physicians, 35 medical centers and 431 medical offices.
 uhc UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare’s nationwide network includes 751,609 physicians and health care professionals, 80,000 dentists and 5,629 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.
The open enrollment period for health insurance is currently closed (the next open enrollment period will be in the fall of 2014), but you may enroll in a Covered California health insurance plan now if you experience a qualifying life event.

Common types of qualifying life events for special enrollment:

  • • You get married or enter into a domestic partnership.
  • • You have or adopt a child, receive a child into foster care, or you place a child in adoption or in a foster home.
  • • You change where you permanently live (in-state, out-of-state, released from prison), gaining more options for Covered California health insurance plans.
  • • You lose your health coverage - no longer eligible for Medi-Cal or you lose health coverage through your job.
  • • Your income changes so much that you become newly eligible or ineligible for help paying for your insurance.
  • • You become a citizen, national or lawfully present individual.
  • • Your enrollment was wrong, due to the misconduct or misrepresentation of your health insurance company, Covered California or a non-Covered California entity (such as a Certified Enrollment Counselor).
  • • You applied for health coverage before March 31 and were denied for Medi-Cal after March 31.
  • • You are a member of a federally recognized American Indian or Alaska Native tribe.
  • • Covered California can also determine, on a case-by-case basis, that you experienced an exceptional circumstance, which could allow for a special enrollment period.
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