WorldMedSM Insurance

Highlights | Rates


WorldMed Insurance is designed for individuals traveling outside their home country for an extended period of time. This plan offers medical expense and emergency medical evacuation coverage while away from home in a foreign country.

WorldMed is the perfect solution for covering medical emergencies, evacuations, repatriations and more—coverage that your current group health policy may not provide. This plan offers excellent travel insurance coverage for business and leisure travelers, expatriates, work study programs, tourists, and church or missionary travelers.

View Rates

Benefits Included WorldMed Outbound
Minimum Stay 5 days
Maximum Stay 364 days
Medical Expense (Accident and Sickness)*

$500,000 (Plan A)

$1,000,000 (Plan B)

Deductible* $0, $250, $500, or $1,000
Coinsurance 100% after deductible
Emergency Medical Evacuation $250,000
Acute Onset of Pre-existing Condition** $10,000
Accidental Death & Dismemberment $50,000, additional coverage as an add-on
Emergency Reunion $15,000
Repatriation of Remains $50,000
Trip Interruption $5,000
Terrorism $50,000
Political Evacuation $50,000
Loss of Baggage $250 per bag/$500 maximum
Stolen Passport/Visas $100
Loss of Baggage $250 per bag/$500 maximum
Emergency Dental Pain $1,000/$100 for pain relief
Traveler Assistance Services Included
Recreational Sports Included
Enhanced Accidental Death & Dismemberment Additional Add-on
Intercollegiate/Interscholastic Sports Additional Add-on
Hazardous Activity Additional Add-on

*Benefit limits may apply to certain conditions. See the Description of Coverage for details.
** Acute onset of pre-existing conditions are set at $10,000 for ages 14 days to 64 years, and $2,500 for ages 65 and above (after deductible.)

Additional Buy-Up Options

  • Additional Accidental Death and Dismemberment: For only $0.25 per day, you can add an additional $50,000 to your benefit. This benefit is not available for individuals over 70 years old.
  • Intercollegiate/Interscholastic Sports: An intercollegiate/interscholastic sports rider is available for those participating in intercollegiate or interscholastic sports during their visit for an additional $1.25 per person per day.
  • Hazardous Activities: For those planning to participate in hazardous activities, and additional rider is available for purchase for an additional 20% off your premium.  Only medical expenses are covered under this benefit. Click here for the full list of hazardous activities.


The insurance benefits in this policy are underwritten by The Insurance Company of the State of Pennsylvania, Philadelphia, PA, NAIC # 012-19429, a member of the American International Group of Companies.

InterMedical™ Insurance is a registered trademark of Travel Insurance Services and is also available through certain insurance agents and brokers throughout the U.S.

©1997-2010 USI Affinity Travel Insurance Services

The open enrollment period for health insurance is currently closed (the next open enrollment period will be in the fall of 2014), but you may enroll in a Covered California health insurance plan now if you experience a qualifying life event.

Common types of qualifying life events for special enrollment:

  • • You get married or enter into a domestic partnership.
  • • You have or adopt a child, receive a child into foster care, or you place a child in adoption or in a foster home.
  • • You change where you permanently live (in-state, out-of-state, released from prison), gaining more options for Covered California health insurance plans.
  • • You lose your health coverage - no longer eligible for Medi-Cal or you lose health coverage through your job.
  • • Your income changes so much that you become newly eligible or ineligible for help paying for your insurance.
  • • You become a citizen, national or lawfully present individual.
  • • Your enrollment was wrong, due to the misconduct or misrepresentation of your health insurance company, Covered California or a non-Covered California entity (such as a Certified Enrollment Counselor).
  • • You applied for health coverage before March 31 and were denied for Medi-Cal after March 31.
  • • You are a member of a federally recognized American Indian or Alaska Native tribe.
  • • Covered California can also determine, on a case-by-case basis, that you experienced an exceptional circumstance, which could allow for a special enrollment period. Live Help Accept Decline Close