Small Business Health Insurance
Group health insurance is employer-sponsored health coverage for business owners, employees, and often for dependents.
A majority of Americans have group health coverage through their own or a family member’s employer-sponsored group plan. Employers and employees can share costs and there are special tax incentives available to businesses that provide group health insurance.
How does it work?
As an employer, you select a group health insurance plan and then invite your employees to enroll.
Typically, employers cover at least 50% of each employee’s monthly premium, and can also contribute to dependent premiums. The remainder is paid for by the employee.
Is it right for my business?
If you want to provide health insurance benefits and you’re able to contribute toward employee premiums, group health insurance is the way to go.
Offering group health insurance can help you hire and retain the best workers, and the amount you pay toward employee premiums may be tax-deductible. Since no one can be turned down based on medical history, group coverage also protects workers or family members who might otherwise go uninsured.
How do I get started?
First, tell us about your company and employees. Then we’ll show you health insurance quotes from a number of leading companies in your area.
Compare plan rates and benefits to find the best match for your needs and talk with one of our licensed insurance agents for personal help.